Positive Rate Financial

Stated Income / Stated Asset deals are loans that do not rely on documenting the personal financials of the primary guarantor of the loan. One big misconception is that no financials of the subject property are needed....This is not true!! The actual building will have to show income enough to cover the new debt payments.

Most owner occupied and small business owners use accounting to minimize their personal tax hit...unfortunately for the financing of a building, that leaves them with very little documentation of their income. But we have the answer!!

Below are some general guidelines for the stated income / stated asset programs we can successfully close under. You will be surprised at how easy it is to get it closed!

Owner Occupied Stated to 90% LTV!!!

Premier NINA Program !!
- 75% LTV's (80% CLTV's for qualifying properties, credit)
- Limited to certain metropolitan areas
- Credit scores as low as 620!!
- No personal financials...asset based only!
- Rates as low as 6.158% and up
- 30 year amortization...standard!!
- low pre-pay penalty
- CMT, LIBOR based

Flexible Stated Income/Asset Program

Up to 80% LTV's
90% CLTV's on all property types, credit
Aggressive lending guidelines
no-nonsense appraisal approach
industry low fees
No personal financials needed
30 year amortization... standard!!!
low pre-pay...don't lock up your client!!

Special Multi-Family Stated Deal
- Best rates in the industry
- Breaks for experienced investors
- Call for details, rates go lower every day!!

-Quick closings in under 45 days!!

-All types of properties, call or submit a scenario for a quote.

-No personal financials (tax returns, employment verification, bank statements, etc) in most cases.

Click Here for a Fast Quote !!

There is no guarantee of rates, terms, or ability to fund...but we can guarantee a Positive Attitude & Positive Responses...so Call Us Today For A Free Quote (954) 943-8880

Premier NINA Program !!

-Quick closings in under 45 days!!

-All types of properties, call or submit a scenario for a quote.

-No personal financials (tax returns, employment verification, bank statements, etc) in most cases. Click Here for a Fast Quote !!

-No personal financials (tax returns, employment verification, bank statements, etc) in most cases.

Click Here for a Fast Quote !!